Picked up my car yesterday, here is the final deal I got...

MSRP 53,075
includes, premium, cold weather, comfort access, navigation and ipod
Cap - 48,100
BMW Financial cash back (everyone gets this) -$2500
adjusted cap - $45,600
58% residual, 0.00175 money factor, 6% maryland taxes,

$699.55 a month, 15k miles per, 36 months

Only first month and $725 security deposit due at signing.

I dont think you can get the car much cheaper. I basically had the same offer from 3 dealers in Maryland and Virginia after several days of haggling. Had one dealer tell me this deal wasn't possible and tried to tell me I was getting a 3 series instead. Had another dealer tell me that I had to pay taxes and was getting screwed when I showed up.

I also got two sweet new BMW keychains.

Got the car from Tisher in Silver Spring....BMW Sterling VA and Northwest in Baltimore were the other two that offered the same deal on identical cars.

Wow! That is a very good deal. I have been shopping for both the X5 and the 5-series for the past 6 weeks and that is as low as I have heard.

Ultimately, the dealer just couldn't get us where we needed to be (below 6/month with NOTHING down) so we are close to finalizing a great deal on the ML350 (Mercedes).