Looking for some help navigating through next lease for BMW 09 528i. Dealer has offered this below. Looking for expertise in where and what should be negotiated or if parts of this look good in anyone's eyes. Please realize this is a high mileage lease for 23k miles per year. Can you get negotiate lower cap cost for BMW?

I've gone back and forth on lease VERSUS buy as welll - if any thoughts on that - please let me know as well! I appreciate your time and feedback.

2009 528i
Premium, cold weather, navi, sirius, and ipod adapter, auto, xenon, fold down rear.
23K miles / year, 36 months

MSRP - 54045
Cap Cost - 51400
Bank Fee - 925
Total Cap - 52,325
Cap Reduction - 2500 (loyalty)
Net Cap - 49,825

Residual - 27,746

Total Payment - 725.78


Cap Reduction 2500
Upfront Sales Tax - 2026
Luxury Tax - 205
DMV fee - 254
State Inspection 7.70
Advance Payment 725.78
Other Fee (?) - 195
MF - .00145
Total Drive Off - 3422

Looks pretty much right on. The only thing on the lease side that you may do better on is the $925 bank fee. You should be able to get that down to $725.