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Auto Leasing Message Forum • View topic - Recent Payoff and looking for new car asap
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Swtthug333
 Post subject: Recent Payoff and looking for new car asap
PostPosted: Fri May 29, 2009 1:55 pm 
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Joined: Fri May 29, 2009 1:38 pm
Posts: 1
Here's my scenario:
I just sent certified funds(5/28) to payoff my 11K debt to Capital One. I am looking to buy a used Toyota 4Runner or lease a new one. Currently my debt to income ratio is pretty high but with something (like the title) that shows I have paid off my loan to Capital One will I be able to get a the lowest APR possible with my credit score? Or do I need to wait until the 3 credit bureaus get updated with the payoff? I make about 3k/month (after taxes) and have a credit score around 720.
 
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Tarry Shebesta
 Post subject: Re: Recent Payoff and looking for new car asap
PostPosted: Sat May 30, 2009 2:39 pm 
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Joined: Thu May 24, 2001 8:00 pm
Posts: 3478
Location: Cincinnati, OH
If you have proof that you paid off the current liability then you should be fine.

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